When an at-fault driver lacks insurance or does not have enough coverage to compensate fully for your harms and losses, uninsured and underinsured motorist (UM/UIM) coverage can provide crucial protection.  Unfortunately, insurance companies often delay, deny, or undervalue these claims.  Our firm helps clients navigate the complexities of UM/UIM claims, ensuring they receive the compensation they are entitled to under their own policies.  We hold insurance providers accountable and fight for a maximum recovery in these cases.  We are committed to fighting for a maximum recovery for every client, including compensation for medical expenses, lost wages, physical impairment, pain and suffering, mental anguish, loss of household services, and other harms and losses.  McAlpine Law Firm is committed to fighting for maximum compensation not only for the effects of these injuries on the victims to date, but also for the future impacts that these injuries will continue to have on the victims and their families.